Return-Path: Delivered-To: hridoy@banglamarkgroup.com Received: from server1.www.flokoin.com by server1.www.flokoin.com with LMTP id 4MM9CgGWemUpRQAAzSZXjQ (envelope-from ) for ; Thu, 14 Dec 2023 05:43:29 +0000 Return-path: Envelope-to: hridoy@banglamarkgroup.com Delivery-date: Thu, 14 Dec 2023 05:43:29 +0000 Received: from sender4-op-o15.zoho.com ([136.143.188.15]:17566) by server1.www.flokoin.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384 (Exim 4.96.2) (envelope-from ) id 1rDeVJ-0004aq-2o for hridoy@banglamarkgroup.com; Thu, 14 Dec 2023 05:43:29 +0000 Delivered-To: fariya@banglamark.com.bd ARC-Seal: i=1; a=rsa-sha256; t=1702532560; cv=none; d=zohomail.com; s=zohoarc; b=H6muUlBD+qGiPYWSd5pqud5Zp73YlM8AFrbM1V4OYCHJqwJ6WX1UFG3FdgcdbGqd3DIGf7L0MVuZ1k/WV0DSV3+5AyTzpx8u3CtepQNPbn+s8cgCD/z0tgRzfQEJiT2AdvnQ5lF01kCbyHjKqDszYGRXp9pVXsCeY8eNbJHl1r8= ARC-Message-Signature: i=1; a=rsa-sha256; c=relaxed/relaxed; d=zohomail.com; s=zohoarc; t=1702532560; h=Content-Type:Cc:Cc:Date:Date:From:From:In-Reply-To:MIME-Version:Message-ID:References:Subject:Subject:To:To:Message-Id:Reply-To; bh=h/NYGHC/hcUtaL6BMEK/vGO0eTPN9g8F6k5u1nlEOTk=; b=HPA98SJM8uPmf+R8tE0i9nEbnO4bHZHPTQP5E3rBcz3g2vmDnX7oSYd7NTt+HDfLBhqJAm3oI26P1KDPDzwBvCQ1k1qWn9FGrv8znLQe6ujONrAl3Onptn3vRakKms7CGWEDvUijJLIkpWTVEvw7OpQtKTTR3Myq1RV/tTJIu7Y= ARC-Authentication-Results: i=1; mx.zohomail.com; dkim=pass header.i=banglamark.com.bd; spf=pass smtp.mailfrom=iftekhar@banglamark.com.bd; dmarc=pass header.from= DKIM-Signature: v=1; a=rsa-sha256; q=dns/txt; c=relaxed/relaxed; t=1702532560; s=zmail; d=banglamark.com.bd; i=iftekhar@banglamark.com.bd; h=Date:Date:From:From:To:To:Cc:Cc:Message-Id:Message-Id:In-Reply-To:References:Subject:Subject:MIME-Version:Content-Type:Reply-To; bh=h/NYGHC/hcUtaL6BMEK/vGO0eTPN9g8F6k5u1nlEOTk=; b=H/iwk5jcjsbIx34GZsBghM+PblvmCRu0/vHIhKeWCxdDZriqFiAK9r+DUP7OFFS0 tY9nl2RkaoOxnAbL8tZ555q4L16mAOKrwNmYC3iY5IfeEHB7lBXsEY8rYkK0KwdBfmX NLCuDidpCFDrjlG5yinA5JRJTmAVf/Ek0ja855Ug= Received: from mail.zoho.com by mx.zohomail.com with SMTP id 1702532558523244.60310589353446; Wed, 13 Dec 2023 21:42:38 -0800 (PST) Date: Thu, 14 Dec 2023 11:42:38 +0600 From: Iftekhar -BANGLAMARK To: Cc: , , , , , Message-Id: <18c66d92eb1.f6d12b4a567114.4894076176096364732@banglamark.com.bd> In-Reply-To: <18c66c8a49c.d9fb765f563865.1686671478974767637@banglamark.com.bd> References: <18a5eda3dc6.f5ea37e220259.4755302079865516516@banglamark.com.bd>, <18a881efe65.b199faa6345749.8220856540326445338@banglamark.com.bd> <8199ECC940C98EEA+2023121319450500944517@goldendragonbus.com> <18c6303ed6b.c0b5c37d16416.8095382052996757449@banglamark.com.bd> <18c66c8a49c.d9fb765f563865.1686671478974767637@banglamark.com.bd> Subject: Re: About the bid guarantee commission charge MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_Part_1333599_718476786.1702532558515" Importance: Normal User-Agent: Zoho Mail X-Mailer: Zoho Mail X-Spam-Status: No, score=2.0 X-Spam-Score: 20 X-Spam-Bar: ++ X-Ham-Report: Spam detection software, running on the system "server1.www.flokoin.com", has NOT identified this incoming email as spam. The original message has been attached to this so you can view it or label similar future email. If you have any questions, see root\@localhost for details. Content preview: Dear Sir Please find below the calculation of the commission amount (not mentioned in the previous email): BG period covered: 15 March 2023 to 30 September 2023 (200 days), which is 3 quarters (1 quarter = 90 days) Content analysis details: (2.0 points, 5.0 required) pts rule name description ---- ---------------------- -------------------------------------------------- 0.0 URIBL_BLOCKED ADMINISTRATOR NOTICE: The query to URIBL was blocked. See http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block for more information. [URIs: goldendragonbus.com] 1.7 DEAR_SOMETHING BODY: Contains 'Dear (something)' -0.0 SPF_PASS SPF: sender matches SPF record 0.0 HTML_MESSAGE BODY: HTML included in message 0.5 KAM_REALLYHUGEIMGSRC RAW: Spam with image tags with ridiculously huge http urls 0.1 DKIM_SIGNED Message has a DKIM or DK signature, not necessarily valid -0.1 DKIM_VALID_EF Message has a valid DKIM or DK signature from envelope-from domain -0.1 DKIM_VALID Message has at least one valid DKIM or DK signature -0.1 DKIM_VALID_AU Message has a valid DKIM or DK signature from author's domain -0.0 T_SCC_BODY_TEXT_LINE No description available. 0.0 LOTS_OF_MONEY Huge... sums of money 0.0 T_MONEY_PERCENT X% of a lot of money for you 0.0 T_REMOTE_IMAGE Message contains an external image X-Spam-Flag: NO ------=_Part_1333599_718476786.1702532558515 Content-Type: text/plain; charset="UTF-8" Content-Transfer-Encoding: quoted-printable Dear Sir Please find below the calculation of the commission amount (not mentioned i= n the previous email): BG period covered: 15 March 2023 to 30 September 2023 (200 days), which is = 3 quarters (1 quarter =3D 90 days) Rate of Commission: 0.50% per quarter Therefore, the commission amount is USD 7,500.00=20 [500000 * 0.50% =3D 2500 2500 * 3 =3D 7500] VAT: 15% of commission charge Therefore, VAT =3D 7500 * 15% =3D 1125 We hope the calculation is clear to you now. Best Regards,=C2=A0 =C2=A0 =C2=A0=C2=A0=C2=A0 =C2=A0 =C2=A0=C2=A0=C2=A0=C2= =A0=C2=A0Iftekhar MahbubGeneral Manager (C&A)=C2=A0=C2=A0BANGLAMARK=C2=A0GR= OUP=C2=A0+880 1729-065677=C2=A0=C2=A0iftekhar@banglamark.com.bd=C2=A0=C2=A0= HQ: Navana Sylvnia (Level-3, 6 & 10), KA-6/A Nodda, Baridhara,Dhaka 1212.= =C2=A0=C2=A0www.banglamark.com ---- On Thu,14 Dec 2023 19:24:34 +0600 ifte= khar@banglamark.com.bd wrote ----Dear SirGood day!Please be informed that = our bank, The Premier Bank Limited (PBL), Gulshan Cirle-02 Branch, issued a= counter guarantee to BRT, the concern authority ( end customer) against th= e master guarantee issued by Minsheng Bank. Thus, PBL has provided a servic= e and has taken a risk & responsibility against any claim from BRT (in case= ). Therefore, PBL has asked for their commission charges against the said c= ounter guarantee, and they have clearly mentioned the breakdown of the comm= ission fee, which is as follows: Total Guarantee Amount: USD 500,000.00Char= ge BreakdownCommission: USD 7,500.00Govt. VAT on Commission: USD 1,125.00Co= urier Charge: USD 50.00SWIFT Charge: USD 36.00Stamp Charge: USD 5.00Total C= harge: USD 8,716.00This is a very common practice for such matters. Previou= sly, PBL issued several counter guarantees, and every time, the=C2=A0=C2=A0= foreign banks paid PBL for the counter guarantee they issued.And there is n= o scope of burgain for the commission charges.I hope you have now understoo= d why PBL has claimed the commission charges & justification of the commiss= ion amount.Best Regards,=C2=A0 =C2=A0 =C2=A0=C2=A0=C2=A0 =C2=A0 =C2=A0=C2= =A0=C2=A0=C2=A0=C2=A0Iftekhar MahbubGeneral Manager (C&A)=C2=A0=C2=A0BANGLA= MARK=C2=A0GROUP=C2=A0+880 1729-065677=C2=A0=C2=A0iftekhar@banglamark.com.bd= =C2=A0=C2=A0HQ: Navana Sylvnia (Level-3, 6 & 10), KA-6/A Nodda, Baridhara,D= haka 1212.=C2=A0=C2=A0www.banglamark.com ---- On Thu,14 Dec 2023 01:50:50 += 0600 fariya@banglamark.com.bd wrote ----Dear Mason,=C2=A0Our commercial t= eam will explain to you the detail in our next mail.=C2=A0Note:=C2=A0Iftekh= ar -BANGLAMARK=C2=A0Sir, requesting you to explain the reason=C2=A0the bank= charges a commission fee. Your cooperation would be highly appreciated.=E2= =80=8B--=C2=A0=C2=A0Best Regards,=C2=A0 =C2=A0 =C2=A0=C2=A0=C2=A0 =C2=A0 = =C2=A0=C2=A0=C2=A0=C2=A0=C2=A0Fariya Sanjida SafaSr. Executive - Bid Manage= ment=C2=A0=C2=A0BANGLAMARK GROUP=C2=A0+880 1729-065585=C2=A0=C2=A0fariya@ba= nglamark.com.bd=C2=A0=C2=A0HQ: Navana Sylvnia (Level-3 & 6), KA-6/A Nodda, = Baridhara,Dhaka 1212.=C2=A0=C2=A0www.banglamark.com=C2=A0---- On Wed, 13 De= c 2023 12:45:06 +0100 wrote ---Dear friends= from Banglamark,=C2=A0 =C2=A0 =C2=A0 Regarding the commission charge of bi= d guarantee. Our company think it is not reasonable to pay it. As the China= Minsheng bank issued the letter of guarantee and it is the guarantee bank,= it is reasonable for Minsheng Bank to charge a certain rate according to t= he length of validity of the letter of guarantee (and we had already paid i= t), while the receiving bank in Banglamark only receives the notice and tra= nsit the message. =C2=A0There is no guarantee from your bank, so it is unre= asonable to charge a fee on the guarantee.=C2=A0=C2=A0 =C2=A0 =C2=A0 Maybe = you have some other reasons for this, can you explian the reason why the ba= nk charge for commission fee.=C2=A0=C2=A0 =C2=A0 =C2=A0 The Minsheng Bank w= ill also send a swift message to your bank about this issue.=C2=A0 =C2=A0 = =C2=A0 Best regard,=C2=A0 =C2=A0 =C2=A0 =C2=A0=C2=A0=C2=A0 =C2=A0 =C2=A0 = =C2=A0Mason=C2=A0=C2=A0 =C2=A0 =C2=A0 =C2=A0Golden DragonBest Regards=3D=3D= =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D= =3D=3D=3DMason ZhengXiamen Golden Dragon Bus Co.,Ltd.Add:Huli Avenue, Huli = Ind. Zone, Xiamen,ChinaTel=EF=BC=9A0086-592-5648521Website=EF=BC=9Awww.gold= endragonbus.comE-mail:=C2=A0 zhengyi1@goldendragonbus.com=3D=3D=3D=3D=3D=3D= =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D ------=_Part_1333599_718476786.1702532558515 Content-Type: text/html; charset="UTF-8" Content-Transfer-Encoding: quoted-printable =
Dear Sir

<= div dir=3D'auto'>Please find below the calculation of the commission amount= (not mentioned in the previous email):

BG period covered: 15 March 2023 to 30 September 2023 (200 = days), which is 3 quarters (1 quarter =3D 90 days)
<= br>
Rate of Commission: 0.50% per quarter

Therefore, the commission amount i= s USD 7,500.00
[500000 * 0.50% =3D 2500
2500 * 3 =3D 7500]

VAT: 15% of commission charge
Therefore, VAT = =3D 7500 * 15% =3D 1125

= We hope the calculation is clear to you now.

Best Regards,<= /span>
<= /table>
   
  &n= bsp;   
     &nbs= p;
=
<= font face=3D"geneva">Iftekhar Mahbub
General Manager (C&= ;A)  
BANGLAMARK=  GROUP
  HQ: Navana Sylvnia (Level-3, 6 &= amp; 10), KA-6/A Nodda, Baridhara,Dhaka 1212.<= /span>
  www.banglamark.com

<= /div>


---- On Thu,14 Dec 2023 19:24:34 +0600 if= tekhar@banglamark.com.bd wrote ----

Dear Sir

Good day!

Please be informed that ou= r bank, The Premier Bank Limited (PBL), Gulshan Cirle-02 Branch, issued a c= ounter guarantee to BRT, the concern authority ( end customer) against the = master guarantee issued by Minsheng Bank. Thus, PBL has provided a service = and has taken a risk & responsibility against any claim from BRT (in ca= se). Therefore, PBL has asked for their commission charges against the said= counter guarantee, and they have clearly mentioned the breakdown of the co= mmission fee, which is as follows:

Total Guarantee Amount: USD 500,000.00
C= harge Breakdown
Commission: USD 7,500.00
Govt. VAT on Commission: USD 1,125.00
Co= urier Charge: USD 50.00
SWIFT Charge: USD 36.00
Stamp Charge: USD 5.00
Total Char= ge: USD 8,716.00

This is= a very common practice for such matters. Previously, PBL issued several co= unter guarantees, and every time, the  foreign banks paid PBL for= the counter guarantee they issued.
And there is no = scope of burgain for the commission charges.

I hope you have now understood why PBL has claimed the= commission charges & justification of the commission amount.

<= div id=3D"x_1533192172signature" dir=3D"auto">
Best Regards,
=

      <= /a>
      
   
=
Iftekhar Mahbub
General Manager (C&A)  
B= ANGLAMARK GROUP
  iftekhar@banglam= ark.com.bd
<= img style=3D"cursor : pointer; vertical-align : bottom; " id=3D"170253147= 4874100002_imgsrc_url_7" width=3D"18">  HQ: Navana Sylvn= ia (Level-3, 6 & 10), KA-6/A Nodda, Baridhara,Dhaka 1212<= span style=3D"background-color : rgb(255, 255, 255); " class=3D"x_-8390072= 97highlight">.


-= --- On Thu,14 Dec 2023 01:50:50 +0600 fariya@banglamark.com.bd wrote ----
=
Dear Mason, =

Our commercial team will explain to you= the detail in our next mail. 

Note= : Iftekhar -BANGLAMA= RK Sir, requesting you to explain the r= eason the bank charges = a commission fee. Your cooperation would be highly appreciated.
=E2=80=8B
--  
Best Regards,
      

    &nbs= p; 
   
Fariya Sanjida Safa
Sr. Execut= ive - Bid Management  
BANGLAMARK GROUP
<= span style=3D"vertical-align : middle; "> +880 1729-065585<= br>
  HQ: Navana Sylvnia (Level-3 & 6), KA-6/A Nodda, Baridhara,Dhaka 1= 212.


=


---- On We= d, 13 Dec 2023 12:45:06 +0100 <zhengyi1@goldendragonbus.com> wrote= ---

Dear friends from Banglamark,

      Regarding the commission charge o= f bid guarantee. Our company think it is not reasonable to pay it. As the C= hina Minsheng bank issued the letter of guarantee and it is the guarantee b= ank, it is reasonable for Minsheng Bank to charge a certain rate according = to the length of validity of the letter of guarantee (and we had already pa= id it), while the receiving bank in Banglamark only receives the notice and= transit the message.  There is no guarantee from your bank, so it is = unreasonable to charge a fee on the guarantee. 
  &= nbsp;   Maybe you have some other reasons for this, c

Best Regards

=3D=3D=3D= =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D= =3D=3D

Mason Zheng

Xiamen Golden Dragon Bus Co.,Ltd.

Add:Hu= li Avenue, Huli Ind. Zone, Xiamen,China

Tel=EF=BC=9A0086-592-5648521

Website=EF=BC=9Awww.goldendragonbus.com
=

E-m= ail:  zhengyi1@goldendragonbus.com

=3D=3D=3D=3D=3D=3D=3D=3D=3D= =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D

<= /div>






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